Financial essentials

You can keep your retirement plan when you change jobs

Read time: 2 minutes

 

Discover why “staying the course” might be the right choice for you 

Did you know that when you change jobs you don’t need to move your assets to a different plan? 

A common misnomer that people have is that once they leave a job they either need to: 

a. move their retirement assets to their new employer or 

b. open up a personal IRA account and move their assets there. 

c. But a perfectly valid third option is to do nothing and leave your retirement plans assets right where they are with TIAA. 

Why not moving your account assets may make sense 

  1. Your current TIAA plan offers investment and asset options not available in other options
  2. You value the guaranteed income assets and potential TIAA Loyalty BonusSM offered
  3. If you keep your account with TIAA, you will continue to enjoy all the benefits of being a TIAA customer—including access to our team of financial consultants and as well as our online self-directed platform designed to help you put investment strategies into action

Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes.

Retirement plan asset allocation advice provided is obtained using an advice methodology from an independent third party.

This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision.

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