It’s time for a Retirement Bill of Rights

Every American worker should be able to retire with dignity. Achieving security for millions starts with a call for bold, urgent change – from us, and from you, too.

For too many of us, it’s hard to know we’ll have enough income in retirement – even when we’ve worked hard and saved consistently. And when millions of our families, colleagues and neighbors aren’t financially secure, we’re all affected. But together? We can change that.

Download the Bill of Rights Opens pdf
1. Every worker in America has the right to save for and achieve a financially secure retirement.
2. Every worker should have access to low-cost investment options that help provide ample income for a dignified retirement.
3. Every worker deserves clear information that allows them to compare saving and income options, make informed choices and meet their retirement goals.
4. The public and private sectors share responsibility for helping every worker access retirement income that will last the rest of their lives.
What workers can do

Look forward to every day in retirement

Being prepared for secure retirement income means first knowing where you stand. You might be among the 55 million Americans who don’t have access to a retirement savings plan at work.1 Or you might already be a TIAA participant making regular contributions. Either way, we can help you get on track to the secure retirement income that leads to the dignified retirement everyone deserves.

Find out if I’m on track Opens in new window
What employers can do

Employees need your help

Four in ten U.S. households risk running short of money in retirement – and high earners aren’t exempt.2 Ensuring your retirement plan includes guaranteed lifetime income that employees can count on helps them live better now, and after their careers end.

We can help you review your plan’s investment lineup to be sure you’re providing them the tools they need for confident, meaningful retirement. 

Reach out to your TIAA Relationship Manager or
call the Administrator Telephone Center. Weekdays, 8am – 8pm (ET)
888-842-7782

Want to learn more?

Secure retirements need more than good policy.

This Retirement Bill of Rights on demand webinar looks at how to lead better retirement plan conversations.

The future of retirement security

An international comparison through the lens of adequacy, sustainability, equity and plan design. 

Retirement Bill of Rights insights report

Perspectives from thought leaders on the American retirement challenge.

1 Wharton Pension Research Council. March 2022

2 Employee Benefit Research Institute. March 7, 2019

Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability.

G-3491317C-Y1224W