1 Wharton Pension Research Council. March 2022
2 Morningstar Model of U.S. Retirement Outcomes, July 30, 2024
Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability.
Retirement Bill of Rights
We’re on the verge of a historic opportunity to make retirement better for American workers.
We can unleash private sector solutions to close the gaps left by Social Security and the disappearance of private pension plans to provide American workers with more reliable sources of retirement income.
Every worker in America has the right to save for and achieve a financially secure retirement.
Every worker should have access to low-cost investment options that help provide enough income for a dignified retirement.
Every worker deserves clear information that allows them to compare saving and income options, make informed choices and meet their retirement goals.
Every worker deserves the support of the public and private sectors working together to ensure our retirement system provides lifetime income for retirees.
What workers can do
Look forward to every day in retirement
Being prepared for secure retirement income means first knowing where you stand. You might be among the 55 million Americans who don’t have access to a retirement savings plan at work.1 Or you might already be a TIAA participant making regular contributions. Either way, we can help you get on track to the secure retirement income that leads to the dignified retirement everyone deserves.
What employers can do
Employees need your help
About 45% of U.S. households expected to run short of retirement savings.2 Ensuring your retirement plan includes guaranteed lifetime income that employees can count on helps them live better now, and after their careers end.
We can help you review your plan’s investment lineup to be sure you’re providing them the tools they need for confident, meaningful retirement.
Reach out to your TIAA Relationship Manager or
call the Administrator Telephone Center. Weekdays, 8am – 8pm (ET)
888-842-7782
Want to learn more?
Pensions Aren’t the Only Way to a Secure Retirement
The New York Times op-ed by Thasunda Brown Duckett on retirement security in today’s world and the role of lifetime income.
The future of retirement security
An international comparison through the lens of adequacy, sustainability, equity and plan design.
Retirement Bill of Rights insights report
Perspectives from thought leaders on the American retirement challenge.
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