Default soultions
The default matters. Choose a plan with guarantees.
Most employees leave their savings in the default, meaning the default solution may be the most important plan decision. Our range of offerings, including options with lifetime income, can help them create more retirement security.
The way forward: lifetime income
Plan design is evolving. Your default should, too.
Plan design is shifting from conventional target-date solutions to defaults that include guarantees. With 100 years creating lifetime income solutions, our default options can help your employees create security now and for the rest of their lives. TIAA invented the variable annuity in 1952 to help savers take advantage of long-term market growth and keep pace with inflation. Our variable annuities include CREF, TIAA Real Estate and TIAA Access.
Default solutions with guarantees
Better savings. Income for life.
TIAA’s default solutions with guarantees offer lower volatility and better risk-adjusted returns than bonds, plus they give employees the option for retirement income they can’t outlive.
TIAA RetirePlus
- More flexibility, control and cost-saving potential
- More diversification, less volatility, and opportunity for better risk-adjusted returns
- More security with guaranteed retirement checks for life
Nuveen Lifecycle Income CIT Series
- Target-date fund structure that embeds the TIAA Secure Income Account
- Guaranteed minimum retirement income with potential for more
- Competitive fees and improved expected accumulation outcomes
Meet the TIAA General Account, the investment engine powering our lifetime income solutions.
The TIAA General Account, with $296B in total assets under management, is the long-term investment engine behind TIAA Traditional.* Our General Account’s unrivaled financial strength comes from the largest capital reserve in the industry. Its scale and diversity is why we boast one of the highest credit ratings among U.S. insurance companies.
*Issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY.
target-date default solutions
Explore our target-date default solutions.
We offer standard target-date funds that outperform through all life stages.
Nuveen Lifecycle Index Funds
- A fully diversified portfolio in a single investment
- Outcomes-based focus through glidepath design
Nuveen Lifecycle CIT Series
- Target-date funds structured as collective investment trusts
- A single diversified investment that adjusts over time
News and insights
Resources to make your job easier.
The latest news and insights on technology, employee engagement, legislation and regulation curated especially for you.
Forward thinking
Creating the future of retirement, together.
We’re making it easier to do business with us.
We’re re-investing in new solutions, re-forging partnerships and re-imagining how retirement plans work—because retirement plan administration shouldn’t be so hard.
Get new perspectives and analyses about retirement.
Ensuring the retirement security of American workers is a big job. We’re here to help. Explore the latest TIAA TMRW articles.
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SEI Trust Company (the "Trustee") serves as the Trustee of the Nuveen/SEI Trust Company Investment Trust and the Nuveen/SEI Trust Company Investment Trust III (individually a "Trust" and collectively the "Trusts") and maintains ultimate fiduciary authority over the management of, and the investments made, in the Nuveen Lifecycle CIT Series and the Lifecycle Income CIT Series respectively (individually a "Fund" and collectively the "Funds"). Each Fund is part of the Trust operated by the Trustee. The Trustee is a trust company organized under the laws of the Commonwealth of Pennsylvania and wholly owned subsidiary of SEI Investments Company (SEI). The funds are managed by the Trustee, based on the investment advice of Nuveen Fund Advisors, LLC, the investment adviser to the Trust, and Nuveen Asset Management, LLC as investment sub- adviser to the Funds.
The Funds are trusts for the collective investment of assets of participating tax qualified pension and profit sharing plans and related trusts, governmental plans and other eligible plans. As bank collective investment trusts, the Trusts are exempt from registration as an investment company.
A plan fiduciary should consider the Funds' objectives, risks, and expenses before investing. This and other information can be found in the Declaration of Trust and the Funds' Disclosure Memoranda. The Funds are not mutual funds, and their units are not registered under the Securities Act of 1933, as amended, or the applicable securities laws of any state or other jurisdiction.