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TIAA Health Savings Account

The TIAA HSA administered by HealthEquity offers simplicity through integrated solutions that enable your employees to pursue financial wellness, today and tomorrow.

Benefits

Empower your employees to take control of their healthcare expenses

The TIAA Health Savings Account gives employees greater financial confidence knowing that they have more control of how to pay and save for healthcare expenses. The investment potential of health savings accounts also gives employees the opportunity to grow their HSA savings for the future. Your employees will enjoy:

Online integration

View all TIAA accounts including retirement plans and health savings account balances together on tiaa.org or the TIAA mobile application. Through single sign on, employees can manage their HSA on the TIAA HSA member portal at healthequity.comOpens in a new window

Robust investment options

The TIAA Health Savings Account offers a diversified standard investment menu of low cost TIAA-CREF and other mutual funds.

Remarkable service

HSA Member services are  available 24/7 every day of the year to answer employee questions and provide ongoing education to help them make informed decisions about how to best use and maximize their TIAA HSA.

Engaging communications and tools

Powered by over 120 years of collective experience, TIAA and HealthEquity are able to provide your employees with engaging educational resources, online calculators, mobile applications, and personalized online messaging to enable their pre-, during and post enrollment educational experience.

Easy setup and administration

With over 175 health plan partners and a flexible proprietary platform, you will experience the convenience of seamless integration and a smooth implementation. Implementation of the TIAA Health Savings Account could take as little as 45 days and ongoing administration will be made easy through the HealthEquity employer portal.

Common questions

Frequently asked questions about the TIAA HSA

Any institutional client who is planning to offer, or already offers, an HSA qualified High Deductible Health Plan (HDHP) for their employees. To learn more, contact your TIAA relationship manager or email us at tiaahsainfo@TIAA.orgOpens Email.

In today's environment, offering attractive and cost efficient benefits packages is a top priority for employers who are seeking solutions to lower their healthcare expenses while providing solutions to help their employees improve their financial well-being. High deductible health plans generally have lower premiums than traditional health plans and HSA contributions through payroll deductions result in FICA and income tax savings for employers.

Resources

Want to learn more about health savings accounts?

Here are some resources to help your employees learn more about health savings accounts and how they compare to other healthcare expense accounts.

FAQ summary Opens pdf
Comparison chart Opens pdf
TIAA HSA resource center Opens in new window
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Get in touch

Getting started is fast and easy

Take advantage of a simple and streamlined implementation process as well as access to helpful resources for you and your employees.

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Online onboarding with TIAA Health Savings Account implementation that could take as little as 45 days.

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Access to an integrated health plan and retirement data platform.

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Access to investments from TIAA-CREF and other investment managers in addition to comprehensive educational resources and tools to help participants get the most out of their health savings accounts.

We're here to help you address key questions and take action. For more information, contact your TIAA relationship manager or email us at tiaahsainfo@TIAA.orgOpens Email

This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor,or suggest any specific course of action.

Investment decisions should be made based on the investor's own objectives and circumstances.

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retaina specific investment manager or use a particular type of health coverage or account type. It does not take into account the specific health status, investment objectives, tax and financial condition or particular needs of any specific person. Federal, state, and local tax treatment of HSAs and distributions may vary.

HSA account holders should discuss their specific situation with their legal, tax or financial professional.

The TIAA group of companies does not provide tax or legal advice. Taxpayers should seek advice based on theirown particular circumstances from an independent tax advisor.

Teachers Insurance and Annuity Association of America (TIAA) will provide services to a plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan record-keeper.

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