Retirement plans

Almost ready to retire? Your retirement plan has options that can provide income that's guaranteed for life.

Get the basics

Your employer's retirement plan may be one of the best ways to save for retirement

Start saving today, no matter where you are in your career. You'll likely need 70 - 80% of your preretirement income to retire comfortably—and you'll need that income as long as you live.

TIAA Options

Retirement saving options for everyone

Retirement plans

Employees

An easy way to save for retirement.You can start by enrolling in your employer's retirement plan, especially if they match what you put in.

Retirement Plans

Small business owners

We offer two options, SEP IRAs and SIMPLE IRAs, and both can serve as a way to save for retirement for you and your employees.

IRAS

Individuals

If your employer doesn't offer a retirement plan, you can start saving on your own. You can also use our IRAs and Personal Annuities to save beyond your employer’s plan limits.

Why TIAA

We work with you and your employer

Take action

Enroll in your employer's retirement plan

Retirement plans

Enroll

It's easy to enroll in your employer’s retirement plan.

Retirement plans

Already enrolled?

Register for online access and see what's next.

Call Us

We're here to help.

Weekdays, 8 a.m. – 10 p.m. (ET)

800-842-2252

Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability.

This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision.

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