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    Navigating market volatility to stay on course for a confident retirement

    Staying steady in a shifting market.

    Explore strategies to preserve, protect, and grow your portfolio through changing conditions, with confidence and clarity.

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    Standard headshot of the CIO

    Six questions investors are asking

    TIAA Wealth Chief Investment Officer Niladri 'Neel' Mukherjee dives into six questions investors are asking regarding markets and the economy.

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Essentials
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    Explore strategies to preserve, protect, and grow your portfolio through changing conditions, with confidence and clarity.

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  • Early withdrawal calculator
  • Retirement income tools
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Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877-518-9161 or go to www.TIAA.org/prospectuses for current product and fund prospectuses that contain this and other information. Please read the prospectuses carefully before investing.

The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances.

TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributes securities products. SIPC only protects customers' securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.

TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC.

Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092.

TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992.

Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition.

© 2025 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017.