The future of higher education
in the era of longevity
How can colleges and universities best support older Americans who want to keep working—or just experience the joys of lifelong learning?
Financial well-being and retirement readiness in higher ed
Over half of higher ed employees are debt constrained and these individuals tend to be less confident in their retirement income prospects. Recently, the TIAA Institute and CUPA-HR discussed how institutions can help empower employees secure long-term financial security in a webinar hosted by Inside Higher Ed.
The Future of Retirement Security
Countries around the world are reforming their retirement systems to account for increases in longevity and other demographic and economic pressures.
Retirement Bill of Rights
The American retirement challenge is real, it affects us all, and it threatens the sustainability of our economy.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
The immediate needs annuity and long-term care insurance
U.S. consumers who face high care costs late in life have limited options for insuring consumption or bequests. Could medically underwritten income annuities fill this need?
The life you save (for): Experiences dominate goods in motivating savings
Many people struggle to save for the future. Reframing the purpose of saving can help increase the motivation to save.
How longevity and health information shapes financial advice
How do professional advisors own longevity estimates influence the financial advice they provide—and do their recommendations change when given additional information about the health and longevity risks a client faces?
The intergenerational transmission of future-orientedness
“Future-orientedness,” defined as a collection of personality traits that influence variations in savings behavior across households, is a key determinant of wealth accumulation.
Safeguarding retirement in the age of scams
Bold strategies and solutions are needed to win the technological race against scammers and cybercriminals.
Subsidizing medical spending through the tax code: take-up and targeting
Despite nearly wide coverage by Medicare for those over age 65, out-of-pocket medical costs represent a significant budget item in retirement.
