The Future of Retirement Security
Countries around the world are reforming their retirement systems to account for increases in longevity and other demographic and economic pressures.
Retirement Bill of Rights
The American retirement challenge is real, it affects us all, and it threatens the sustainability of our economy.
Financial literacy and retirement fluency
New insights for improving financial well-being
The 2024 TIAA Institute-GFLEC Personal Finance Index
From longevity literacy to longevity fitness
Our society is transforming, and fast. The biggest challenge—and the biggest opportunity—will be helping people improve not just the length of their lives, but also the extent of their health and wealth.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
Considerations and challenges of implementing shared equity leadership
Colleges and universities need new and creative strategies to advance diversity, equity, and inclusion (DEI) goals amidst today’s challenging cultural and political landscape.
Subsidizing medical spending through the tax code: take-up and targeting
Despite nearly wide coverage by Medicare for those over age 65, out-of-pocket medical costs represent a significant budget item in retirement.
Financial well-being and
retirement readiness
in higher ed
Over half of higher ed employees are debt constrained and these individuals tend to be less confident in their retirement income prospects.
Financial awareness and its role in financial behavior
Even with sufficient financial knowledge and skills, individuals unaware of the importance of responsible financial behavior could still end up making poor financial decisions.
From gap years to golden years: A look at Gen Z’s current thinking about retirement
Gen Z—those born after 1996—make up 20% of the U.S. population, and they’re the most educated and diverse generation to date. How do they view retirement?
The state of Hispanic financial wellness in the U.S.
Attitudes and behaviors that shape outcomes
Hispanics Americans, even high earners, face retirement-readiness challenges compared to whites at comparable income levels.
