TIAA Institute – GFLEC Personal Finance (P-Fin) Index

What’s the state of the

nation’s financial literacy?

Financial knowledge correlates strongly with financial outcomes, and the TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) provides a comprehensive barometer of U.S. adults’ readiness to make sound financial decisions. The P-Fin Index is unique in its capacity to examine financial literacy across eight common financial activities: earning, consuming, saving, investing, borrowing, insuring, understanding risk and gathering information.

Featured Researchers

Paul Yakoboski

TIAA Institute

Annamaria Lusardi

GFLEC, Stanford University

Andrea Sticha

GFLEC, Stanford University